River Second Phase USDT Smart Vault Deposits: Expected Yield 42% APR, First Phase Actual Yield Reached 80% APR

BlockBeats news, on November 4, River launched the second phase of its USDT deposit vault on November 1, offering an expected yield of 42% APR. Users can earn stablecoin returns and River Points (River Pts) rewards. Deposits will close on November 5. River's first phase USDT Smart Vault was released in September, with a cap of $10 million fully deposited within 12 hours. Currently, users can claim their principal + interest + River Points (River Pts) rewards. Based on the current market price of RIVER, the actual yield reached 80% APR. The Smart Vault is built on the Omni-CDP mechanism, allowing users to deposit USDT and earn returns with one click. The system automatically mints satUSD and deposits it into the collateral pool, integrating decentralized finance (DeFi) and centralized finance (CeDeFi) strategies to provide users with sustainable, liquidation-free stable returns. Additionally, users receive River Points (River Pts) as extra incentives. In the future, the vault will gradually support more assets such as Bitcoin (BTC) and Ethereum (ETH) and offer institutional-grade yield strategies. River Points (River Pts) are River's ecosystem points, tradable and stakable as ERC20 tokens. Since the token generation event (TGE), their value has increased 40-fold. Under the dynamic airdrop conversion mechanism, River Points (River Pts) can be converted into RIVER tokens at any time within 180 days, allowing time and market behavior to jointly shape the value curve.