The digital yuan is expected to roll out rapidly in the next couple of years: Caixin announced: The digital yuan will undergo a program upgrade, and starting January 1, 2026, wallet balances will be interest-bearing. Clearly, this is another step forward in its use cases! If the digital yuan becomes more widespread, more account-based, and more traceable, it will only make the process of converting digital currencies to RMB easier to identify and trigger. For the authorities, the biggest issue and most sensitive area is capital outflow. Over the past few years, the crackdown on digital currencies has largely stemmed from this—it's just too easy to transfer assets. Future transaction paths (C2C cash-out): Whether you're using bank cards, third-party payments, or potentially digital currencies in the future, as long as the transaction is categorized as related to virtual currency, it will be flagged as a high-sensitivity fund flow in the mainland. And since the traceability and transparency of digital currencies are stronger, it’s certain that people will gradually get used to using the digital yuan to mitigate external risks. If there’s still no solid cash-out channel domestically, I think things will only get more complicated in the future. It’s best to act early—while the digital yuan isn’t yet fully widespread, I suggest everyone make the most of the current situation. Once it’s officially classified as illegal at some stage, it’ll be a real headache.