Forbes, citing Accenture's 2026 Banking Trends Report, points out that the banking industry is entering the era of 'Unconstrained Banking.' Stablecoins, crypto assets, and tokenized deposits are transitioning from pilot phases to large-scale applications, posing substantial competition to traditional banks. The report states that stablecoins are directly competing with bank deposits, crypto and payment companies are obtaining banking licenses, and private credit is disrupting the loan market. Combined with AI-driven financial agents, banks face potential restructuring risks for over $200 trillion in deposit and loan volumes. Accenture predicts that by the end of this decade, approximately $13 trillion in transaction volume could shift to alternative payment methods. If banks fail to respond effectively, they could lose billions in fee revenue. https://www.(wublock123.com)/index.php?m=content&c=index&a=show&catid=6&id=55104