**[PayPal: Large Enterprises Leading Crypto Payment Adoption, Nearly 85% of Merchants Expect It to Become the Norm Within 5 Years]** Odaily Planet Daily News – A recent survey released by PayPal shows that nearly 85% of surveyed merchants expect cryptocurrency payments to become the norm within the next five years. The survey was conducted in late October 2025 and covered approximately 620 "payment strategy decision-makers." According to the survey data, nearly 90% of merchants reported receiving inquiries from consumers about using cryptocurrency for payments, and about 40% of merchants have already enabled crypto payments at checkout. Among the merchants who have adopted crypto payments, a significant portion stated that crypto payments account for more than a quarter of their total sales, and approximately three-quarters of these merchants noted that related sales have grown over the past year. May Zabaneh, PayPal's Vice President and General Manager of Crypto Business, stated that crypto payments are transitioning from the experimental phase to everyday commercial applications. The growth momentum is primarily driven by consumer demand for faster and more flexible payment methods. Once merchants begin integrating crypto payments, they can see tangible value. In terms of scale, the adoption of crypto payments is mainly driven by large enterprises. Among companies with annual revenues exceeding $500 million, about 50% have adopted crypto payments, compared to 34% of small businesses and 32% of medium-sized businesses. Additionally, about 90% of merchants expressed willingness to try crypto payments if the user experience and integration process could match that of traditional card payments. The context of this survey is closely related to progress in stablecoin regulation. Following the implementation of the GENIUS Act, stablecoin issuance and transactions have received clear guidelines. As one of the first mainstream payment institutions to venture into stablecoins, PayPal's related practices are being followed by more banks and fintech companies. (The Block)