**[Announcement from Gate Regarding the Removal of MBG by Multibank Group (MBG) Lending Features]** To continuously optimize the platform trading experience, ensure the security of user assets, and in accordance with Gate's regular project review mechanism, we will be making adjustments to the lending features of MBG by Multibank Group (MBG). The specific arrangements are as follows: **I. Adjustment Details** 1. Starting from March 16, 2026, at 16:00 (UTC+8), Gate will disable the following lending-related features: - Unified Account Spot Margin - Collateralized Lending - Isolated Margin 2. Users with outstanding loans are advised to repay them in advance; otherwise, automatic settlement and repayment will be carried out by the system before March 17, 2026, at 16:00 (UTC+8). **II. User Operation Guidelines** - **Lending Users:** Please ensure that all outstanding loans are repaid by March 17, 2026, at 16:00 (UTC+8). If not handled in time, the system will automatically execute repayment operations starting from March 17, 2026, at 16:00 (UTC+8). - **Spot Trading Users:** This adjustment does not affect the spot trading functionality, and you may continue to trade normally. Thank you for your continued support and trust in Gate. We will continue to strive to provide you with a safer, more stable, and efficient trading environment. **Gate Team** March 13, 2026