[TD Cowen: Divergence in Stablecoin Yields Intensifies, Potentially Hindering Progress of U.S. Crypto Legislation] Odaily Planet Daily News – TD Cowen pointed out that the ongoing divergence over stablecoin yield mechanisms remains difficult to reconcile, which could delay the advancement of the U.S. crypto market structure bill and even affect its chances of passing within the year. Multiple banking organizations, including the American Bankers Association, have formally opposed the proposed compromise, arguing that allowing crypto platforms to offer stablecoin yields to users would pose a threat to traditional banks. Analysts suggest that the opposing stances of banks and crypto platforms on this issue make a "middle ground solution" unlikely in the short term, becoming a key obstacle in the current legislative process.