MetaMask launches self hosted Money Accounts on Monad, providing stablecoin income and payment functionality According to Decrypt, MetaMask has launched a self managed account feature called Money Accounts, which integrates stablecoin earnings, payments, and transactions into a single balance, based on the Monad blockchain and using mUSD stablecoin. Users can choose to deploy their deposited funds through the Veda infrastructure to DeFi lending protocols such as Morpho (which will later be integrated into Aave), and receive up to 4% floating annualized returns, which can be directly consumed through the MetaMask Card. This feature is open to global mobile users except for the UK and some restricted regions, and supports recharging from encrypted assets or fiat currency. The report points out that the 1:1 USD and short-term US bond reserves of mUSD and the income generated by Money Accounts are two independent systems.