The market sentiment is still cooling down.

The Fear and Greed Index has dropped from 37 to 26, indicating a retreat in traders' risk appetite.

When the market is unclear, some people choose to reduce their operations, while others temporarily park their funds in stablecoins like USDT and USDC, waiting for the next opportunity.

However, temporarily reducing trading does not mean that funds must remain idle.

On November 2, Binance launched a new round of community feedback activities, preparing a 20 million USDC trading prize pool, along with multiple wealth management products with interest rate increases, with some products offering a maximum annualized reference rate of up to 10%.

For users who are still trading normally, you can pay attention to the rewards corresponding to the trading volume; for users temporarily holding stablecoins, you can also see if the limited-time interest rate increase benefits fit your fund arrangement.

Don't have a Binance account? You can complete the registration through the link below.

👉 https://jump.do/zh-Hans/xlink-proxy?id=3

(Invitation code: aicoin668, enjoy 10% commission rebate)

1. For trading users: Share 20 million USDC, with a maximum individual prize of 4000 USDC

The total amount of the trading reward pool for this activity is 20 million USDC.

The participation method is not complicated: during the event, cumulative effective trading volume reaches 10,000 USD, you will qualify for reward distribution.

Rewards are distributed based on the proportion of each individual's effective trading volume to the total effective trading volume of all qualifying users. In simple terms, the higher the qualifying trading volume, the larger the reward share, with a maximum individual reward limit of 4000 USDC.

Which trades count?

• Spot trading: Effective trading volume of specified spot trading pairs.
• Leverage trading: Effective trading volume generated from specified leverage trading.
• Contract trading: U-based and coin-based contract trading.
• Other specified trading: Spot exchanges, specified bStocks and stock trading, etc.

It should be noted that some zero-fee trades and trading pairs explicitly excluded by the activity rules do not count towards effective trading volume. Users at VIP3 and above, market makers, and brokers do not qualify for this reward, subject to specific activity page rules.

If you already have a trading plan, you can pay attention to which trading types meet the activity requirements, and you do not need to deliberately increase trading frequency or volume for rewards.

2. For users temporarily holding stablecoins: Multiple wealth management products with limited-time interest rate increases

If you do not have a clear trading plan recently, you can also pay attention to this wealth management activity with your stablecoins like USDC and USDT.

Binance has launched different limited-time interest rate increase benefits for USDC, USDT, RWUSD, and BFUSD:

Among them, USDC flexible earnings also has VIP level corresponding interest rate benefits:

​​​​​​​

It is important to note: the highest annualized rate of 10% does not mean that all users and all products can achieve a 10% return. The specific amounts and interest rate tiers corresponding to different levels are subject to the actual display on the activity page.

3. How to participate in the wealth management interest rate increase?

If you want to participate in this wealth management activity, you can log into Binance, go to the community feedback activity page, find the corresponding wealth management products, check the interest rate increase ratios and purchase limits, and then complete the purchase according to the page instructions.

Users who do not yet have a Binance account can register through the link below:

👉 https://jump.do/zh-Hans/xlink-proxy?id=3

(Invitation code: aicoin668, enjoy 10% commission rebate)

​​​​​​​

There are three details that need special attention:

• Timely completion of new purchases: USDC and USDT flexible earnings require at least one new purchase that meets the requirements after the activity starts to activate the benefits.
• Borrowed funds do not meet the requirements: Purchasing through borrowed coins or leveraged borrowing of stablecoins does not meet the activity requirements.
• Pay attention to actual returns: The maximum interest rate increase does not mean that all users can enjoy the same returns; the actual returns depend on account level, activity limits, product basic earnings, and interest calculation rules.

If you may need to use the funds in the near future, you should also understand the redemption rules and fund arrival times for the products before purchasing.

4. In conclusion

This activity covers both trading rewards and wealth management interest rate increases. You can check the corresponding products and participation conditions based on your fund arrangement. Before participating in the activity, there are a few details to pay attention to:

1. Activity time: From November 2, 2026, 19:30 to November 22, 07:59 (UTC+8). Late participation will not be counted in this activity.
2. Trading reward threshold: Cumulative effective trading volume must reach 10,000 USD during the activity period to qualify for reward distribution.
3. Activation of wealth management rights: USDC and USDT flexible earnings require at least one new purchase that meets the requirements after the activity starts to activate the corresponding rights.
4. Borrowed funds do not meet the requirements: Using borrowed coins or leveraged borrowing of stablecoins for purchasing wealth management products does not meet the activity requirements.
5. Reward qualifications have restrictions: Users at VIP3 and above, market makers, and brokers do not qualify for trading rewards; other restrictions are subject to official activity rules.

During market fluctuations, trading pace can slow down, but fund arrangements still deserve attention. Whether participating in trading rewards or understanding limited-time wealth management interest rate increases, it is advisable to first clarify the rules before deciding whether to participate.

Join our community, let's discuss and become stronger together!

Official Telegram community: https://t.me/aicoin_support

AiCoin Chinese Twitter: https://x.com/AiCoinzh

Binance benefits group: https://www.aicoin.com/link/chat?cid=gmLgwvKD1

Risk warning: Cryptographic assets and related financial products carry market, liquidity, and product mechanism risks. Activity rights, returns, and participation qualifications may be subject to restrictions based on region, age, and account level, and are subject to the official Binance activity page. This article is for informational purposes only and does not constitute investment advice.

免责声明：本文章仅代表作者个人观点，不代表本平台的立场和观点。本文章仅供信息分享，不构成对任何人的任何投资建议。用户与作者之间的任何争议，与本平台无关。如网页中刊载的文章或图片涉及侵权，请提供相关的权利证明和身份证明发送邮件到support@aicoin.com，本平台相关工作人员将会进行核查。