I see a lot of friends asking where my living expenses come from, how I manage to not sell anything but still have money to use. Maybe many of you don’t know, but I’ve always had a job and have been working consistently. I’ve been employed all along, receiving a monthly salary. Although I closed my tech company in Shanghai in 2023 and moved to Singapore, I’ve kept working (earning a monthly wage). Plus, I’ve been doing investments, incubation, and advisory work since 2019, and I’m still doing that now. These topics and my market or data analysis don’t really overlap, so I try not to bring them up. Friends who’ve met me offline probably know that I dabble in quite a few areas. Every month, I still have a modest income, which includes wages from my job, DeFi-related earnings, bond yields, and other sources. Some of it goes toward living expenses, some toward reinvestment, and some is saved. Although my income isn’t much, patching things together for daily life and doing some DCA (Dollar-Cost Averaging) is still manageable. From the bear market in 2022 until now, I’ve consistently maintained around 20% cash holdings. Since I have monthly income that covers my expenses, I don’t plan to sell my core assets. Once I start trading, I tend to get anxious, so I simply avoid it altogether. The ability to hold onto assets isn’t because I’m particularly skilled, but because I’ve clearly separated my living expenses from my investments. Every month, I work hard, take on multiple jobs, and earn enough for my living costs, so there’s no need to touch my investment funds. When my daily needs are met, my desire for money decreases. As long as I’m not actively seeking to upgrade my lifestyle, the urge to sell core assets for cash isn’t very strong—in fact, it’s easier to hold onto them. Sponsored by Bitget ｜ @Bitget_zh